Consumer Credit Fund

The Consumer Credit Fund is designed to strengthen the micro-lending ecosystem in Namibia. Rather than lending directly to individuals, the Fund channels capital into regulated micro-lenders, who in turn extend consumer credit to households and low-income earners.

The facility allows micro-lenders to:

• ✔ Access wholesale funding to grow their loan books.
• ✔ Manage liquidity and expand reach into underserved communities.
• ✔ Align with NAMFISA regulations, ensuring responsible lending practices.

This Fund contributes to financial inclusion, empowering households with access to credit for essential services such as education, housing improvements, and small-scale business support — while enabling micro-lenders to operate sustainably.